Your use of the website is also governed by our “Privacy & Data Protection Policy”.
Table of Contents
1.1 This website is on free and open access to the public. It is not necessary to register with us in order to visit and use this site.
1.2 All reasonable measures are taken by us to ensure that this Site is operational 24 hours aday, 7days a week. However, occasionally technical issues may result in some downtime and accordingly we will not be liable if this site is unavailable at any time.
1.4 The trademarks, names, logos and service marks (collectively “trademarks”) displayed on this Site are registered and unregistered trademarks of the Site owner and third party partners. Nothing contained on this Site should be construed as granting any license or right to use any trademark without the prior permission of the Site owner or of the owner of the trademark.
LICENSE TO USE OF SITE
1.6 By accessing this site, you warrant and represent to the site owner that you are legally entitled to do so and make use of information made available via the site.
1.7 You may download and print material from this Site and use it to influence the way in which risk management is carried out in your place of work provided that you do not use it for commercial purposes.
1.8 You must not modify or reproduce any content you have printed off or downloaded in any way, without our prior written consent.
LINKS TO AND FROM OTHER SITES
1.9 Throughout this Site you may find links to third party sites. The provision of a link to such a site does not mean that we endorse that site. ARiMI does not endorse, review, or warrant the accuracy or quality of the products or services offered by any external websites linked to our Website. If you visit any site via a link on our Website you do so at your own risk.
1.10 Any party wishing to link to this site is entitled to do so provided that the conditions below are observed:
(a) you do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing; (b) you do not misrepresent your relationship with this site; and (c) the site from which you link to this Site does not contain offensive or otherwise controversial content or, content that infringes any intellectual property rights or other rights of a third party.
1.11 By linking to this Site in breach of clause 1.10, you shall indemnify us for any loss or damage suffered to this Site as a result of such linking.
DISCLAIMERS AND DISCLAIMER OF LIABILITY
1.12 Whilst we do take all reasonable steps to provide quality information on this site, makes no representations about the accuracy, reliability, completeness, or timeliness of the material on this website or about the results to be obtained from using the website. You use the website and its material at your own risk. Changes are periodically made to the website and may be made at any time.
1.13 The information and tools available in the Website are general in nature, and are only intended as guides and are not intended as substitutes for professional advices.
1.14 All material contained on this Website is provided without any warranties of any kind. You use the material on this Site at your own discretion and risk.
1.15 Any link on the Website is provided solely for your convenience. The link does not represent any endorsement or recommendation by ARiMI. ARiMI does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you as a result of arrangements made with any third parties.
1.16 The Site owner shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of the site, any information contained on the site, your or your company’s personal information or material and information transmitted over our system. In particular, neither the website owner nor any third party or data or content provider shall be liable in any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any information or transmission thereof, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof.
CONFLICT OF TERMS
1.17 If there is a conflict or contradiction between the provisions of this site terms and conditions and any other relevant terms and conditions, policies or notices, the other relevant terms and conditions, policies or notices which relate specifically to a particular section or module of the site shall prevail in respect of your use of the relevant section or module of the site.
LAW AND JURISDICTION
If you not wish to accept cookies in respect of your use of this Site, you should stop using the Site, or turn off your cookies (see paragraph 4), but this may affect the functionality of the Site.
1. WHAT THIS COOKIES POLICY COVERS
This Cookies Policy sets out:
(a) what a cookie is (paragraph 2); (b) an overview of the cookies we use (paragraph 3); (c) what you can do if you do not agree to the use of the cookies (paragraph 4); and (d) further information about cookies in general (paragraph 5).
2. WHAT IS A COOKIE?
3. COOKIES USED ON THE SITE
We use several different types of cookies. In particular, we use the following first party cookies: necessary cookies which allow certain fundamental features of the Site to work; functional cookies, which allow us to remember choices you make (e.g. your cookie preference), performance cookies, which monitor usage of the Site and advertising cookieswhich record the fact that you have visited the Site and then which links you have accessed whilst you use the Site.
Some of these are session cookies which are temporary and allow us to link your actions during a browser session. These are deleted at the end of your browsing session. Others are persistent cookies which remain on your device for the period of time specified in the cookie. These cookies help us identify you as a unique user (by storing a randomly generated number).
The Site uses first party cookies for the following purposes:
(a) necessary cookies Necessary cookies are essential and help you navigate the Site. These cookies make sure your basket is saved during all steps of the checkout process. This helps to support security and basic functionality of the Site. These cookies are necessary for the proper operation of our Site, so if you block these cookies we cannot guarantee your use or the security of our Site during your visit. (b) functional cookies Functional cookies are used to provide you the best user experience. These cookies are for instances used to save and remind you about reservations you have started to make, so will save you time if you want to complete your reservation at a later stage. These cookies could also recognise if a Site user has already signed up for our newsletter/requested information about a service or if the user is seeing a certain page for the first time. (c) performance cookies Performance cookies help us to understand the behaviour of our visitors and the usage of the Site. This allows us to continuously improve the Site to provide you the best user experience. These cookies are also used to help us understand what interests our users, and measure how effective our advertising is. Some of these cookies are managed by third parties, and you may refer to the third parties’ own website privacy notifications for further information.
By way of example, we use Google Analytics cookies to obtain an overall view of visitor habits and visitor volumes, and to help improve the overall experience on our Site. Google Analytics is a third-party web analysis service provided by Google Inc, which uses “performance cookies” and “targeting cookies” to analyse how you use the Site. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google.
If you do not accept the use of these cookies, we cannot guarantee how our Site will perform for you.
4. CONTROL YOUR COOKIE SETTINGS
We shall store a cookie on your computer or device to remember this for next time. You can change your browser settings so that you receive a warning before certain cookies are stored. You can also adjust your settings so that your browser refuses most of our cookies or only certain cookies from third parties. If you wish to withdraw your agreement at any time, you will need to delete our cookies using your internet browser settings. You should do this through the browser settings for each browser you use. Please be aware that some of our services will not function if your browser does not accept cookies. However, you can allow cookies from specific websites by making them “trusted websites” in your internet browser. The following links may assist you in managing your cookies settings, or you can use the ‘Help’ option in your internet browser for more details.
The above instructions on browser settings are relevant when you use or access our website arimi.org.
5. OTHER INFORMATION
The following link contains further information about cookies:
(a) http://www.aboutcookies.org. In addition, a guide to online privacy has been produced by the internet advertising industry which can be found at: (b) http://www.youronlinechoices.eu (c) http://www.aboutads.info
We may change this Cookies Policy from time to time by posting the updated version of the policy on our Site. Please check this Site periodically to be informed of any changes.
ARiMI respects the privacy of individuals and recognizes the importance of the personal data you have entrusted to us and believe that it is our responsibility to properly manage, protect, process and disclose your personal data. We are also committed to adhering to the provisions and principles of the Personal Data Protection Act 2012. As such, this Personal Data Protection Statement is to assist you in understanding how we collect, use and/or disclose your personal data.
We will collect, use and disclose your personal data in accordance with the Personal Data Protection Act 2012 (“Act”). The Act establishes a data protection law that comprises various rules governing the collection, use, disclosure and care of personal data. It recognises both the rights of individuals to protect their personal data, including rights of access and correction, and the needs of organisations to collect, use or disclose personal data for legitimate and reasonable purposes.
“Personal data” is defined in the Act as “data, whether true or not, about an individual who can be identified – a) from that data; or b) from that data and other information to which the organisation has or is likely to have access.”
The Act takes into account the following concepts:
Consent – Organisations may collect, use or disclose personal data only with the individual’s knowledge and consent (with some exceptions);
Purpose – Organisations may collect, use or disclose personal data in an appropriate manner for the circumstances, and only if they have informed the individual of purposes for the collection, use or disclosure; and
Reasonableness – Organisations may collect, use or disclose personal data only for purposes that would be considered appropriate to a reasonable person in the given circumstances.
In projecting the three main concepts above, the Act contains nine main obligations which organisations are expected to comply with if they undertake activities related to the collection, use and/or disclosure of personal data:
The Consent Obligation
The Purpose Limiting Obligation
The Notification Obligation
The Access and Correction Obligation
The Accuracy Obligation
The Protection Obligation
The Retention Limitation Obligation
The Transfer Limitation Obligation
The Openness Obligation
While we will not be going into the details of these Obligations in this Personal Data Protection Statement, you can be rest assured that we are constantly mindful of them in our collection, use and disclosure of personal data. Should you wish to know more about these obligations, an excellent summary can be found in the Advisory Guidelines of the Personal Data Protection Commission at:
These purposes include, but are not limited to:
Responding to your enquiries regarding training courses, and any other services we offer
Processing requests, orders and administering accounts
Providing customer support including account servicing (course offer, course confirmation, reminders, postponements, cancellations etc.)
Communication with you in relation to products and services we provide which are relevant to your existing relationship with us
Offering you updated marketing and promotional packages you can benefit from, including products and services offered by our selected partners
Course & product updates and upgrades
Research and surveys
Evaluating suitability for admission or employment, enrolling or employing, providing educational courses and training, including sending materials on course / study / assignment / teaching materials, information on course calendars and examination details via various means, including postal mail, electronic mail, SMS or MMS, telegram, WhatsApp, fax and/or voice calls;
Administering and/or managing relationships with ARiMI (including responding to enquiries, the mailing of correspondence, statements or notices which could involve the disclosure of certain personal data to bring about delivery of the same);
Carrying out due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations or risk management procedures that may be required by law or put in place by ARiMI, including the obtaining of references and/or other information from prior educational institutions and employers;
Processing application(s) for ARiMI grants and/or financial aid, and research support, and administering and managing ARiMI grants/financial aid/grant and other support programs, which may include use of personal data for development and fund raising activities and disclosure of personal data to donors, grantors, external evaluators and/or external organisations for purposes of assessment, periodic reports, event invitations, surveys and/or publicity of ARiMI related programs;
Investigative purposes, including possible fraud, misconduct, unlawful action or omission, and utilizing electronic access and video systems to maintain institute security of persons or property, control access and investigate suspicious or inappropriate activities;
Responding to requests for information from government or public agencies, ministries, statutory boards or other similar authorities or non-government agencies authorised to carry out specific Government services or duties;
Carrying out market-related, evaluative or similar research and analysis for ARiMI’s operational strategy and policy planning purposes, including providing data to external parties for institute program evaluation and to students’/participants’ former academic institutions and to partner institutions for jointly-administered programs;
Outreach and engagement to garner support and resources for ARiMI, its community and affiliated institutes;
Supporting ARiMI functions including, but not restricted to, the teaching and personal and professional development of students, participants, research and administration of ARiMI;
Processing and administering applications for other overseas activities and administering such programs including disclosure of information to overseas universities / institutions, employment and training organisations;
Processing, administering and conferring awards of prizes, medals and other marks of distinction, and student, participant or graduation status, and publication or releasing of information on the same;
Engaging alumni including but not limited to notification on ARiMI and alumni-related initiatives and activities, invitation to ARiMI and alumni-related events, updating of alumni and ARiMI Scale Network information, invitation to participate in alumni and ARiMI Scale Network surveys and sending of communication collaterals;
Processing applications for and administering local and overseas career related activities, events, programs, internships, employment opportunities, and career coaching, and sharing information with companies (whether local or overseas) for purposes of recruitment, internship , industrial attachment, job placement and research support;
Facilitating participation in student / participant life and alumni development opportunities which may include social, cultural, athletic, and educational activities, events, volunteering and training programs, student / participant membership and leadership positions in ARiMI-related activities;
Taking of photographs and/or videos (whether by ARiMI staff or third party photographers and/or videographers) during events / seminars / courses / programs organised by ARiMI or its affiliates for publicity purposes;
If consented to in the registration form and/or other methods of consent notification, providing marketing, advertising and promotional information via postal mail, electronic mail, SMS or MMS, telegram, WhatsApp, fax and/or voice calls;
Any other purpose arising in respect of the environment within which an institution of higher learning operates which is reasonable given your relationship with ARiMI;
Any other purposes not related to those listed above or in the online registration form to which you consented, which ARiMI may inform you of in writing from time to time, but for which ARiMI will seek your separate consent.
We may for these purposes, contact you via mail (including electronic mail), telephone, SMS or other communication (text or image) applications for mobile devices, and facsimile.
We do organise activities in which external stakeholders or the general public are invited to participate. In encouraging a vibrant interaction with the public, there will be opportunity, and often a need, to collect, use and/or disclose personal data from members of the public. Some of the reasons/ purposes are as follows:
For security/ verification purposes for certain Events
For logistical/ administrative purposes for certain Events (eg. Food catering)
To keep you updated of future ARiMI Events/ products which we feel may interest you
For marketing/ publicity purposes (eg. photographs, videos)
In almost all of the above situations, it will be up to you as to whether, and to what extent, you wish to provide us with your personal data. For Events where such provision of personal data is a pre-requisite to attendance, you shall be informed in advance so that you may make an informed decision as to whether to attend. ARiMI will also endeavour at all times to inform you of the purposes for which personal data collected from you will be used.
Collection of Personal Data
Where possible, we will collect your Personal Data directly from you and secure the relevant consent from you. This may take place in a number of ways, such as when you visit us in our institute etc, give us a written order or ask us to provide a product or service over the telephone or internet.
Disclosure of Personal Data
In providing you with a product or service, we may sometimes need to disclose your Personal Data to others. It is generally not our policy to disclose your Personal Data to external organisations unless we have your consent &/or are required to disclose your Personal Data as required in the normal course and scope of our business in the provision of our services to you, and/or for contractual, legal and regulatory requirements. Some examples of the types of external organisations we may need to disclose information to in the course of providing a product or service are:
These external organisations are not authorised by us to use your Personal Data for anything other than the purpose(s) for which we supplied that data to them or as required by law. Some of our information technology service providers may be located overseas (if any) and, as a result, Personal Data collected and held by us may be transferred overseas.
Unless otherwise required or permitted by law, we will only disclose your Personal Data with your consent (implied or expressed), and we will also take reasonable steps to ensure the external organisation to whom we have disclosed your information are also legally bound to protect the privacy of your Personal Data.
From time to time, we may contact you via mail, electronic-mail, telephone (call or SMS-Text) or facsimile, to inform about our products and services, or about special offers and promotions that we think may be of interest to you. You can let us know at any time if you no longer wish to receive marketing material (by contacting us at the details below) and we will remove your details from our direct marketing database.
We will not disclose your Personal Data to external organisations outside ARiMI and its associated/affiliated businesses for the purposes of allowing them to directly market their products and services unless expressly authorised by you.
Do Not Call Registry
The Do Not Call (DNC) Registry prohibits the sending of unsolicited telemarketing messages (“specified messages”) to Singapore telephone numbers through voice calls, text or fax messages registered on the DNC Registers unless the organization sending the messages have the user’s/subscriber’s clear and unambiguous consent in written or other accessible forms.
In compliance with the DNC Registry provisions, ARiMI and its associated/affiliated businesses will not send specified messages to telephone or facsimile numbers that appear on the DNC Registry unless the user/subscriber has given us clear and unambiguous consent to do so.
If you have given us such consent, we will continue to send you specified messages until you advise us in writing (contact details below) that you wish to withdraw the consent.
ARiMI and its associated/affiliated businesses will continue to contact you at the telephone or facsimile number/s you have provided us in the limited circumstances allowed under the DNC Registry even if these telephone or facsimile number/s are registered with the DNC. You may, however, advise us in writing should you wish not to be contacted by us at your telephone or facsimile number(s) for any given purpose or all purposes.
Please be informed that we will still contact you via the most effective and efficient mode where required by law.
Withdrawal of Consent
Should you wish to withdraw your consent for us to send you sales and marketing information via a specific mode or all modes of communications (e.g., mail, email, telephone calls, SMS-Text), please notify us in writing to our contact details below. We may require up to 4 weeks, upon receipt of your request, for the change to take effect.
Whilst we respect your decision to withhold and/or withdraw your consent, you may wish to know that should we not have the appropriate consent to contact you in the mode we might develop for the sales and marketing information, client care support and all other purposes for our graduates/participants/clients, we might not be able to accord you the full extent of the personalized and comprehensive graduate/participant/client experience we had designed to serve you – e.g., invitation to ARiMI events, special privileges and offers, among others.
Ensuring Personal Data is up-to-date
We rely on the Personal Data we hold in conducting our business. Therefore, it is very important that the Personal Data we hold is accurate, complete and up-to-date.
We will do our best to ensure that the Personal Data we hold is accurate, complete and up-to-date whenever we collect or use it. This means that from time to time, we will ask you to tell us if there are any changes to your Personal Data. If you find that the Personal Data we hold about you is incorrect, please contact us immediately and we will correct it.
Access to Personal Data by Individuals
You can access most of the Personal Data we hold about you by contacting us formally through the contact details indicated below. We will require a formal written request from you to our Data Privacy Officer (details below).
An administrative fee will be charged to you to cover the reasonable cost of retrieving the information and supplying it to you.
Access to Personal Data may be refused in a number of circumstances, such as where the Personal Data relates to anticipated legal proceedings or the request for access is frivolous or vexatious. If we deny or restrict your access, we will explain why as required by applicable laws.
Security of Personal Data is important to us and we take all reasonable precautions to protect Personal Data from misuse, loss, unauthorized access, modification or disclosure.
Some of the ways we protect Personal Data include:
External and internal premises security;
Restricting access to Personal Data only to staff who need it to perform their day to day functions;
Maintaining technology products to prevent unauthorized computer access or damage to electronically stored information, such as requiring identifiers and passwords, firewalls and anti-virus software; and
Maintaining physical security over paper records.
We will retain your Personal Data for a reasonable period for the purposes, or as required by law.
Cookies: Privacy and our websites
When visiting our sites, you will not be required to provide us with any Personal Data unless you request information about our product or service, or respond to a contest or promotion, or provide a feedback. In which case, we will ask you to provide contact details along with other information required to respond to your request or allow you to enter the contest or promotion.
The Personal Data and information provided may also be retained for product planning purposes, and we may use your Personal Data to contact you for direct marketing purposes where your consent was given.
If you send us an email:
If you send us an email containing your Personal Data, we will take reasonable steps to ensure the confidentiality of that information. The content of emails is sometimes monitored by our internet host for maintenance and fault detection purposes. We may also monitor email for legal compliance purposes.
Although we take steps to protect Personal data and information sent by e-mail, e-mail is not a secure method of communication and if you are concerned about sending your Personal Data to us in this manner you may prefer to contact us by any of the other means set out below.
If you believe that the privacy of your Personal Data has been compromised, please contact us and we will take the relevant steps to address your concerns.
Your Use of Other’s Information
You agree to respect to other users’ personal information that you obtain through the Site or through any of our Site-related communication or transaction.
In addition, under no circumstances will you disclose personal information about another user to any third party without our consent and the consent of such other user after adequate disclosure. Please note that law enforcement personnel and other rights holders are given different rights with respect to information they access.
We and our users do not tolerate spam.
Control Your Password
Protection of Minors
If you are under the age of 18 years are not eligible to use our services or purchase any products online.
ARiMI and its associated/affiliated businesses does not solicit any personal information from minors, and we request that minors do not submit any personal information to us online. If you are under the age of 18 years, you may only surf the site only if you have obtained consent from your parents/legal guardian or if you are under the supervision of your parent or legal guardian.
Third Party Websites
Our website may contain links to other websites which are owned or operated by third parties independent of ARiMI and its associated/affiliated businesses including websites owned or operated by ARiMI and its associated/affiliated businesses dealers and by our service providers. Those websites should contain their own privacy statements and their owners or operators are responsible for informing you about their security and privacy practices. ARiMI and its associated/affiliated businesses will not be responsible for the privacy policies and practices of other websites even if you access them using links from our websites and recommend that you check the policy of each site you visit and contact its owner or operator if you have any concerns or questions. In addition, if you are linked to our websites from a third-party website, ARiMI and its associated/affiliated businesses cannot be responsible for the privacy policies and practices of the owners or operators of that third-party site and recommend that you check the policy of that third party site and contact its owner or operator if you have any concerns or questions.
Right to Amend our Online Privacy Statement
Additional information to deal with the European Union General Data Protection Regulation (EU) 2016/679 (“GDPR”)
This section applies only if a particular circumstance or activity applicable to ARIMI requires the application of the GDPR to ARIMI. Subject to the aforesaid, in such cases, this section would apply to residents of the European Union only. Generally, we process personal data on the basis of consent. Apart from consent, under the GDPR, we may also lawfully process your personal data on one or more of the following bases:
Lawful basis for processing
The processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract.
Process your personal data on the basis of a balance of interests to pursue our or a third party’s legitimate interests. This is carried out for one or more of the purposes set out at section B of this document. Further, we may process your personal data for the legitimate interests of promoting the good of ARIMI and/or alumni community, and maintaining ARIMI’s relationship with its former students (i.e. alumni) to grow the ARIMI spirit in its students and former students. The latter would apply to an alumnus.
Necessary for compliance with a legal obligation to which ARIMI is subject.
Necessary in order to protect the vital interests of the data subject or of another natural person.
Necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in ARIMI.
We practise data minimisation and strive to collect only what is necessary in relation to the purposes for which such personal data is processed and to maintain the relevant relationship between us such as the student relationship in the case where you are a student. The consequence of not providing such requested personal data may result in our inability to start that relationship with you, to maintain that relationship with you or to provide you with our products or services.
Where your personal data is transferred to a country for which the European Commission has not made an adequacy decision, we will take appropriate steps to ensure that the foreign recipient organisation of the personal data is bound by legally enforceable obligations to protect the transferred personal data. This may include us entering into an appropriate contract with the foreign recipient organisation dealing with the personal data transfer.
Where the GDPR is applicable, you have the following rights (subject to any exceptions under the GDPR):
Access. You have the right to request confirmation of whether we process your personal data, a copy of the personal data we are processing about you, and other information relating to your personal data as provided for in the GDPR.
Rectification. You have the right to have incomplete or inaccurate personal data that we process about you rectified.
Erasure. You have the right to request that we delete personal data that we process about you if one of the grounds for erasure under the GDPR applies.
Restriction of processing. You have the right to restrict our processing of your personal data if one of the grounds for such restriction under the GDPR applies, such as where you believe such data to be inaccurate; our processing is unlawful; or that we no longer need to process such data for a particular purpose, pursuant to the full terms of the grounds as provided in the GDPR.
Data portability. You have the right to obtain personal data we hold about you, in a structured, commonly used, electronic format, and to transmit such data to another data controller, if certain conditions under the GDPR are satisfied.
Objection to processing. You have the right to object to our processing of your personal data where such personal data is being processed by us for the performance of a task carried out in the public interest, or in the exercise of official authority vested in us, or for the purposes of the legitimate interests pursued by us. Additionally, you have the right at any time to object to our processing of your personal data for direct marketing. Further, you have the right to object to our processing of your personal data for scientific or historical research purposes or statistical purposes, subject to condition(s) in the GDPR.
Withdrawing Consent. If you have consented to our processing of your personal data, you have the right to withdraw your consent at any time, free of charge.
In general, we do not use automated individual decision-making for the formation and management of your relationship with us. If we should rely on such processing in a particular situation, we will do so in accordance with the GDPR.
Asia Risk Management Institute 3 Temasek Avenue #21-00 Centennial Tower Singapore 039190 Email: [email protected]